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We are only five weeks away from publication of #AI2041. Are you interested in the future of AI in healthcare, education, the workplace, robotics, or even our economic model? Preorder your copy of #AI2041 and immediately download 5 special bonus videos from me, where I share my vision on the future of AI in all of those areas and more! Enter here: https://bit.ly/ai2041gift
EVERYONE wants to retire comfortably. However, it would be difficult to enjoy your golden years without any worries if you do not have sufficient funds to support yourself during retirement.
While many are complacent with their retirement savings that have been set aside through their mandatory retirement contribution, it may not be enough to sustain you throughout your retirement years. Moreover, you may even find it difficult to earn an income to replenish your savings and cover any shortfalls once you have retired. Therefore, you need to save and invest to generate multiple sources of income during retirement.
The following are some other reasons why you should take steps to bolster your retirement fund today.
1. Long-term sustainability
Malaysians have a rising life expectancy, thanks to medical advancements, and this means that you will need to support yourself for a longer retirement period. At the same time, healthcare costs are escalating, which can lead to increased costs in retirement. As such, you need to take these factors into consideration when planning for your retirement.
2. Be self-reliant
As family sizes may have become smaller nowadays, it will take a lot more for children to support their parents during their retirement. You do not have to be a financial burden on your loved ones, especially as your children may have their own family to support, when you are able to generate your own income through your savings and investments.
3. Manage the impact of inflation
Inflation will erode your retirement fund as the value of your money today will not be the same in the future. By having a diversified savings and investment portfolio, you may hedge against the effects of inflation to protect your retirement fund.
To supplement your retirement savings for your future self, you may consider contributing into private retirement scheme (PRS) funds. Apart from building an additional income stream, you can also enjoy up to RM3,000 tax relief per year until 2025 and have peace of mind as your money in PRS will be protected from creditors.
#unittrust
#unittrustconsultant
#moneyworkforyou
【國立臺灣大學 109學年度畢業典禮 校長致詞】
Opening Remarks, National Taiwan University Commencement 2021
President Dr. Chung-Ming Kuan
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各位師長同仁，各位畢業同學以及家長們，歡迎大家參加 109 學年度的線上畢業典禮。
去年新冠疫情初起，學校雖仍舉辦實體的畢業典禮，但規模大為縮小，許多師生和家長均以無法參加典禮為憾。今年初臺灣的疫情持續穩定，大家原本期待今年畢業典禮能按照往年方式辦理。不料五月時疫情急轉直下，臺北市疫情警戒程度提高，我們於是推遲畢業典禮，並改以線上方式進行。這也是臺大首次以線上方式舉辦畢業典禮。
隨著疫情發展，線上活動如今已成為生活中的新常態。我們雖逐漸習慣線上教學，線上會議，線上交流，線上購物訂餐等，但連期待了四年的畢業典禮也只能在線上參加，許多同學與家長們難免失望。為此，學務處與許多同學攜手，精心策劃了今天這場特殊的線上畢業典禮，希望能讓大家留下不一樣，但仍美好的記憶。
因為新冠疫情，有些同學會抱怨：這樣大的疫情怎麼就正好被我們在畢業時碰上了？也有些同學則樂觀的想，一旦有了疫苗，疫情得到控制，世界最終還是會回到以前的軌道，大家仍可以過著平穩安定的日子。
然而這個世界從不曾平靜。今年畢業的同學多數出生於1999 年，那正是規模達 7.3 的 921 大地震發生的那一年。時隔四年，亞洲（包括臺灣）爆發了罕見的急性呼吸道感染病 SARS。不過五年之後，源自美國的金融海嘯席捲全球，影響全世界經濟數年之久。2009 更是不平靜的一年，臺灣出現莫拉克風災，造成慘重傷亡；全球則爆發了 H1N1 流感大流行，數十萬人因此死亡。這些當時都曾被認為是數十年（甚至百年）一遇的重大災難。
回顧二十多年來的這些事件（這還僅僅是一部份與臺灣相關的事件），我們就會發現：巨大的天災人禍，過去曾頻繁出現，未來應該也不會少見。
當然，新冠疫情的影響範圍遠超過 SARS 與 H1N1 流感，對世界的衝擊則更大於金融海嘯。近代能與這次疫情相比的是一百年前 (1918-1920) 的全球流感大流行；據後來估計，當時全世界人口三分之一染疫，約有五千萬人因此不幸喪生。
那次流感爆發時正值第一次世界大戰末期，對當時的德軍主力造成嚴重打擊。而後疫情時代，戰敗的德國被列強宰割，奧匈帝國及奧圖曼帝國亦隨之瓦解，徹底改變了舊的國際秩序，也為後來的世局（從歐陸，到中東和亞洲）埋下許多不安定的種子。
這次新冠疫情並未伴隨著世界大戰，但出現在國際強權針鋒相對，世界產業供應鏈重整的關鍵時刻；後疫情時代因此充滿不確定性。而重組後的國際政經秩序，我不知道那會是一個「美好或不美好的新世界」*，但它就是大家必須面對的世界。那裡將充滿挑戰和機會，如何善用所學回應挑戰，如何從機會中脫穎而出，都是大家新的功課。這些功課沒有標準答案，你們必須自己解答，自己審閱答案。
我也希望利用這個機會提醒同學們，對於正在醫療前線奮戰的眾多醫護人員，其中包括了許多學校師長與大家的學長姐們，我們一定要心存感念。當疫情大浪襲來時，他們勇往直前，力挽狂瀾，不僅保護病人，也捍衛著臺灣社會。他們是真正的英雄。只要大家共同努力，疫情終會過去，我們一定會贏得抗疫的最後勝利。
最後，我謹代表所有老師和行政主管，向所有畢業同學們表達最深切的祝福，也恭喜辛苦多年的家長們。敬祝大家未來一切順利，身體健康
最後我還想講幾句話。我記得我看過一篇外國人寫的文章，他說他在臺灣多年，注意到臺灣有個很奇怪的習慣，朋友分手時都常常會說：「要小心哦」。我看到這篇文章的時候，也突然心有所感；多年來我媽媽每次看到我出門時會跟我講這句話，而後來我跟自己的小孩，也會講這樣的話。所以在畢業典禮這個時刻，我敬祝大家未來一切順利，身體健康，大家都要小心哦！
2021.6.26
*「美好新世界」(Brave New World) due to A. Huxley
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When the COVID-19 pandemic began last year, NTU was still able to hold graduation ceremonies in person but on a much smaller scale and with the absence of many faculty members, students, and parents. Earlier this year, we were hoping to gather for a traditional commencement. But the sudden outbreak in May had forced Taipei City to raise its epidemic alert level. So we postponed the Commencement and made the decision to hold the ceremony virtually. This is the first virtual Commencement in NTU history.
To our faculty, new graduates, and parents, welcome to the National Taiwan University’s Commencement celebration for the Class of 2021.
As the pandemic unfolds, digital is the new normal. While we gradually adapt to online learning, virtual meetings, social media, online shopping, and food delivery, it is inescapably disappointing for many students and parents to have to celebrate the achievements of our graduates this way after anticipating this event for four years. And because of this, the Office of Student Affairs has teamed up with the graduates to ensure that this unique virtual Commencement is a moment that everyone will remember fondly in the future.
Some of you may ask, "why does this happen just when we are graduation?" And some of you may think optimistically that once the vaccines are available and the pandemic is contained, the world will be back to normal, and that we will all live peacefully.
But the world has never been peaceful. Most of the graduates this year were born in 1999, when the magnitude 7.3 earthquake happened on September 21. Four years after, SARS broke out in Asia, including Taiwan. Within another 5 years, the financial crisis, originated in the United States, affected global economies for years. In 2009, Typhoon Morakot landed and caused severe casualties in Taiwan; the H1N1 flu pandemic took hundreds of thousands of lives. These disasters were, at the time, seen as rare catastrophes that would only take place once every few decades, or even centuries.
Looking back to the past 20 years, we’d notice that, even just in Taiwan, catastrophes have never been in short supply. And they will probably never be in the future either.
Of course, the effect of COVID is far beyond SARS and H1N1, and its impact is greater than the financial crises. What came close was the Spanish flu that took place a century ago (1918-1920), when, according to estimation, one-third of the global population was infected and about 50 million people died.
The influenza pandemic outbreak took place at the end of WWI and hit the German military especially hard. And after the pandemic, Germany was forced to cede its territories to the great powers. What followed was the fall of the Austro-Hungarian and the Ottoman Empires. The series of events reset the international order and formed the settings for many conflicts in the years to come.
While COVID did not break out during a world war, it came at a critical time when great powers bicker and the global supply chains face a reform. The post-pandemic ear is therefore full of uncertainty. I don’t know whether it’d be a "Brave New World"* once the international political and economic orders are reshuffled. But it will be a world we have to live in. There will be many challenges and opportunities, and it will be our new task to utilize what we have learned to tackle challenges and grasp opportunities. Unlike any standardize
d test, you will have to answer and grade the answers yourselves.
I also want to use this opportunity to remind the graduates, that we must have appreciation and gratitude for the healthcare workers who are on the frontlines fighting. Many of them are our faculty members and alums. When the waves of the pandemic hit, they stood up to save lives and protect Taiwan’s society. They are true heroes. As long as we work together, we will weather the crisis and win this battle.
Finally, on behalf of the faculty and management, I send you our deepest best wishes. And congratulations to the parents and families who have supported the graduates for years. I wish you success and good health.
One final thing, I remember reading an article by a foreign writer who said he had lived in Taiwan for years and had noticed that Taiwanese people have a strange habit of saying "be careful" when they part ways. When I read the article, this resonates with me from the heart. For years, my mother would say the same thing whenever I am leaving the house. Now I say the same thing to my children, too. So at this Commencement ceremony, I wish everyone great success in the future, good health, and "be careful."
2021.6.26
*「美好新世界」(Brave New World) due to A. Huxley
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詳見：
https://www.facebook.com/NTUCommencement/posts/2718144868475937
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#臺灣大學 #畢業典禮 #NTUCommencement2021 #校長致詞
突發「笑著流淚」林格X肥仔 雙人展 | 「Joy in Misery」Works by Lin Ge & Fatty Ho ﹗﹗﹗
尻下尻下又一年~ 是但喇~
金權專政、強人民主、狂言總統，日不落退歐，退精英化，個人主義抬頭，當前的世界是一個前所未有的局面，對上一次或許數到文藝復興時期，讓知識與文字普及，但這趟的顛覆與以往截然不同，轉化中很多時沒有帶領者或許不久的將來權威會進一步失去原有的價值。
回看我們的寶地，過去數年的人均生產總值世界排名不斷攀升、名列前茅，我們擁有15年免費教育，完善的醫療體系、社會保障，政府福利更是世上罕有的完美，由出生、成長、教育、就業、醫療、養老、到死亡，樣樣照顧妥貼，走出街，雖然沒有Uber但公交有補貼，每年還有現金分享，對比起動盪的世界格局，這地方實在離地得可愛。
踏入2018年，尋藝會第一場展覽，我們將為大家帶來兩位出色的年輕藝術家，分別是，林格與肥仔，二位一直以文字、插畫、電繪、短片等方式在不同領域發表作品，緣分將我們牽連在一起，今天聚首在同一展場，以笑中有淚的全新作品，嘗試在離地的地面，觀察生活、探討生命，我們到底快樂嗎？在真話難宣的日子裡，好在還有藝術，期望透過這場展出，讓更多朋友多關心世界以致周邊的日常。
Plutocracy, dictatorial democracy, boastful president, Brexit, weakening elitism and the rise of individualism form an unprecedented situation in the world today. Looking back at history, the last great change may be the Renaissance which popularized knowledge and words. However, the current subversion is entirely different from the past since there is usually no leader in the transformation. Perhaps authority will lose further its original value in the near future.
Talking about our blessed land, its world GDP per capita ranking has been continuously rising and dominating the top of the list over the past few years. We have 15-year free education, well-established healthcare system, social security, and the welfare from the government is extraordinarily perfect compared with other places in the world, it covers every stage of our life: from birth, growth, education, career, medical care, retirement until death. Though Uber is no longer available, we have public transport fare subsidy. We can also share the fruits of its economic development under the Wealth Partaking Scheme annually. In contrast to the turbulent global pattern, this place is unrealistically lovely.
In the first exhibition of Find Art Association in 2018, we are going to introduce two talented young artists – Lin Ge and Fatty Ho. They have been publishing works in various areas through words, illustration, computer graphics and short film etc. Fate brings us together in this exhibition with artworks of “Joy in Misery”, let’s try to observe and explore life in this unrealistic city, and we may question ourselves: are we really happy? It is hard to reveal our true self in our life, fortunately, there is art. I hope this exhibition can inspire more people to care about the world and their surroundings.
策展人
Curator
蘇侃哲
José Lázaro das Dores
____________________________________________________
展覽開幕儀式
2018年3月16日(星期五) 18:30
展覽開放日期
2018年3月16日至4月3日
展覽開放時間
逢星期二至五 18:30－21:30
逢星期六至日 13:30－21:30
展覽地點
MMM Workshop
澳門媽閣街45號金利樓地下
Opening Ceremony
16 March 2018 (Friday) 18:30
Exhibition Period
16 March 2018 to 3 April 2018
Opening Hours
Tuesday - Friday : 18:30 to 21:30
Saturday - Sunday : 13:30 to 21:30
Exhibition Venue
MMM workshop & JUJU studio
Barra No45 Edf Kam Lei R/C
